Good things happen over time; however, bad things happen immediately. This is the way life is. Your graduation, wedding, and first child are things that you dream and imagine for years. However, catastrophic events in your life come out of nowhere. Getting laid off from your job is one of those life events that occur immediately. You may have worked for the company all your life and imagined that you would retire from this job. Feelings of self worth are closely tied to your job. A job can identify who you are. It means that you are breaking away from the past and facing an uncertain future. Not only do you have all the emotional feelings of losing your job but also the financial challenges that you and your family will face. This paper discusses how to survive financially when you are unemployed. It will look at developing a plan, developing a survival budget, and options when you cannot meet your financial obligations. (more…)
I have been with this one car insurance company for over a decade, but I have recently been thinking that I am probably not getting the best rates from them, and it might save me a lot of money to switch to another provider of car insurance. However, I am not sure whether or not this is a fact, or not, so I am going to do some research into cheap car insurance over the internet, with the hopes of being able to find the best rates that are going to be available to me.
I have three vehicles that I need to have insured, and they all belong to me.
So you’ve realized that you can’t put off planning for your retirement any longer, but you don’t know where to start. You have questions regarding investments and you’re apprehensive about gambling the sum of money you’ve saved for retirement.
A good financial adviser acknowledges and understands your fear. And a good financial adviser will help you achieve your short, medium, and long term life goals by making good use of your resources and implementing a comprehensive financial plan. (more…)
If you make your living providing financial planning services for people, it is likely that your professional and well intentioned advice cost your clients hundreds of thousands if not millions of dollars last year. With typical investment strategies down anywhere from 30% to 60% as the global economic crisis unfolds, financial professionals everywhere are questioning the validity of their approach.
Of course, one might argue that these people weren’t to blame for the economic morass that we’re in, but your clients may not see it that way. They, in good faith, entrusted professional advisors with their hard-earned dollars, with the expectation that they would receive help and advice to preserve the wealth, and build more. (more…)
In today’s growing consumer market, where one has plethora of options to choose from for almost all goods and services, many companies have managed to maintain their goodwill and win the rat race with a simple rule consumer is the king.
Some companies have carved their niche with prompt and accurate customer services and support system. A leading name among financial advisory services today is Ameriprise Financial Services or the AFS.
Ameriprise Financial Services initiated as a small company from a local office, and have managed to expand a fortune. They are best known for their online financial advisory services and personal consultation. (more…)